States Imposing Tax on Social Security Benefits in 2025 : Check Full List

The SSA provides Social Security benefits to the retired individuals who have been working for a long time in SSA. There have been millions of Americans relying on Social Security benefits and sometimes taxes are to be paid on the Social Security benefits. The States Imposing Tax on Social Security Benefits in 2025 includes Colorado, Connecticut, Minnesota and various others. It is not just the Social Security benefits which one is getting but there have been the SSI and SSDI benefits as well. The Full List of States Levying Taxes on Social Security in 2025 shall be checked through the given post. The given post shall help the individuals with the complete updates on the taxes to be imposed on the benefits under the Social Security.

States Imposing Tax on Social Security Benefits in 2025

The Social Security Administration (SSA) has been the Federal Body which is providing the necessary income support to the low income recipients and has been enabling them to build a proper lifestyle. The Social Security benefits are given to the citizens which has been the payment to the retirees if they have worked for 35 years or more and have gained 40+ work credits. The individuals who have been 62 years or more in age are eligible to get this payment and the citizens are also provided the Social Security Disability Insurance which is given only if they have been facing a disability which has been approved by the SSA. There have been millions of Americans who rely on Social Security benefits each month and these payments have been their only form of income.

The benefits which are released to the individuals are in the form of retirement, disability, survivors and Medicare. The ones who qualify for the retirement benefits are based on the points earned during the years of their employment and they can start getting their reduced benefits from the age of 62 years while their full retirement age is 67 years. The year 2025 has brought a huge number of changes in the Social Security benefits and there have been certain states who levy the taxes on the Social Security benefits. All the states levying taxes on the social security benefits have been mentioned in the post below and in approximate, there have been 9 states which levy taxes on the income generated through the Social Security benefits. The administration structures of these states also argue that tax revenue covers essential public services and it also helps to balance the state budgets.

States Imposing Tax on Social Security Benefits in 2025

ssa.gov Social Security Benefits 2025

The benefits of Social Security are given to all retirees who have been aged 62 years or more while they have worked for 35 long years. The States Imposing Tax on Social Security Benefits in 2025 have been mentioned in the post below. There have been a total of 9 states which will levy taxes on the benefits.

Post Title States Imposing Tax on Social Security Benefits in 2025
Organization Social Security Administration 
Benefits Social Security 
Country USA
Age limit 62 years or more 
Eligibility Low income retired individuals 
Benefit amount $4018 per month
States levying taxes New Mexico West Virginia, Rhode Island, Minnesota, Colorado 
Taxable income $171000
Post typeFinance 
Website ssa.gov

Full List of States Levying Taxes on Social Security in 2025

  • Colorado: all the individuals getting the benefits in Colorado shall be under the taxable income. The ones who have been aged 55 to 64 years having the income of $75000 or $95000 as the income if they have been couples filing jointly shall get a full deduction of the federal tax benefits at the time of filing returns.
  • Connecticut: the policy for this state is the same as that for Colorado and the benefits shall be taxes if they have an AGI up to $75,000 as individuals while $100,000 for the couples who are filing taxes jointly.
  • Minnesota: this state provides an exemption from the taxes on the benefits. The AGI shall be $82190 or less for the individuals and if they earn up to this limit, no tax is to be paid by them. While the couples shall have the AGI up to $105380 to get themselves released from the burden of taxes.
  • Montana: the income tax in this state ranges from 4.7% to 5.9% and as the Federal Tax is concerned, the AGI for the individual shall be less than $20500 for single tax filers or $41000 for the married couples. The residents with higher income shall not be qualified under this case. The state uses a different method than the Federal Government to calculate the amount which someone owes.
  • New Mexico: the individuals who are earning less than $100000 shall be entitled not to pay any taxes while the couples above $150,000 have to pay taxes.
  • Rhode Island: The income tax ranges from 3.75% to 5.99% while the AGI shall be under $101000 for single tax filers and $126250 for the couples who have been filing the taxes jointly.
  • Utah: the residents of Utah who have income $45000 or less for singles and $75000 for couples shall be eligible for the taxable credit on the income. Those with a higher income tax bracket will get a partial tax break. 
  • Vermont: individuals shall have income up to $50000 while AGI for couples shall be $65000 and if this income shall persist, the threshold will not be liable for any tax to be paid.
  • West Virginia: the individuals earning $50000 or less shall not be paying any taxes and $100000 shall be for the couples. In the year 2025, the reduction will be 65% and in the year 2026, the Social Security benefits will not be taxed.

FAQs States Imposing Tax on Social Security Benefits in 2025

Which states are imposing taxes on Social Security benefits?

The states like Utah, Vermont, Rhode Island, Montana, Colorado etc are the states imposing taxes on Social Security benefits.

How much shall be the tax rate in Utah?

The tax rate for Utah has been 4.55%.

What is the income limit for New Mexico?

The income limits for New Mexico has been $50000 for individuals while $100000 for married couples. 

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